My name is Ibrahim Ghate and I’m the personalization center manager at Tadawul Financial Group. 

I started working with TFG as the security and compliance manager since 2021 then moved to personalization manager in 2022, I’m also the VISA and Mastercard point of contact for TFG so I run the annual audits and supervise the compliance status and remediation process as well as proof read processes and procedures related to PCI CP. 

Experienced CTO and innovative FinTech, Payments & pre-sales Leader with a track record of driving growth and expansion of payments, banking, and mobile solution. 

With an extensive experience in managing payment processing centers and driving innovation in the payments landscape. 

Project manager for the development of the banking system. 

Expert in project management, development of banking systems, creation of new products, development of current products to comply with market requirements, development of employees and development of their skills, development of electronic payment methods. 

Mannai Fethi is a multidisciplinary expert specializing in the fields of IT, cybersecurity and digital finance. With a passion for technological innovation and a strong background in these areas, he brings valuable expertise to organizations at the forefront of digital transformation. 

His vast experience and sharp expertise with more than twenty years in the field with Tunisian banks make him a valuable partner for companies wishing to optimize their presence in the constantly changing digital world.

Over 20 years of brand marketing, business development, strategic partnerships and regional account management experience with a demonstrated passions for building relationships and generating strategic growth opportunities 

• Result oriented high energy professional with more than 20 years of progressive management and Sales experience directly managing P&Ls, executing Sales and operational objectives. 

• A people manager and coach; lead a large team of experienced specialists to execute regional business expansion strategies. Empowered the team and ensured client satisfaction while preserving revenue and margin goals. 

• A passionate fintech thought leader within digital transformation and how emerging technologies can make a difference and revolutionize the way 

• Process adherence/orientation resulting in disciplined forecast accuracy coupled with business conduct guidelines  

• Experience in a variety of industries (Financial Services & Banking, Telecom and Retail).  

• A thinker who’s capable of generating effective ideas & can identify on the spot opportunities.  

• Excellent communications and presentation skills; comfortably talking to clients delivering high impact PPTs. Strong problem solving built on deep understanding of models, processes & technological solutions.

Dr. Ahmet Aysan is a Professor at HBKU and the Program Coordinator of Islamic Finance and Economy. He has been the Board Member and Monetary Policy Committee Member of the Central Bank of Turkey and served as a consultant at various institutions such as the World Bank, the Central Bank of the Republic of Turkey, and Oxford Analytica. He was the Deputy Director of the Center for Economics and Econometrics at Bogazici University, a member of the G-20 Financial Safety Net Experts Group, an Advisory Board member of Social Sciences and Humanities Research Group of TUBITAK and of Contemporary Turkish Studies at the London School of Economics and Political Sciences (LSE) European Institute, a National Expert of the European Union, and the Dean of Management and Administrative Sciences at Istanbul Sehir University. Dr. Aysan is a member of the editorial boards of prestigious international journals and a recipient of the Bogazici University Foundation Publication Awards, Bogazici University Foundation Academic Promotion Awards, and the Ibn Khaldun Prize for the best paper on the North African and Middle Eastern Country Studies granted by Middle East Economic Association. He received grants from various international funds including the ERF, Newton funds, and TUBITAK. Dr. Aysan has also served at the advisory board of the Contemporary Turkish Studies at the London School of Economics and Political Sciences (LSE) European Institute. Dr. Aysan has been listed among the top influencers in Islamic banking and finance by an academic article published in the Pacific-Basin Journal. Dr. Aysan is also a Research Associate at the University College London Centre for Blockchain Technologies (UCL CBT).

Christos has been working within Business Solutions Group for Temenos over the past 13 years, having served through several positions. He has been working with Clients in Balkans, Central & Eastern Europe, Russia and CIS, Middle East and Africa, designing and proposing Banking Solutions that bring value and simplify the IT landscape. Previously he was part of Services teams for 7 years, having implemented Core Banking software for various Clients across Europe. 

He is a domain expert in Technology, SAAS, Channels, AI, Analytics and Architecture. 

Christos has a BS in Physics and a MSc in Information Technology. 

Mehdi EL Akari, the current Regional Director for the Middle East at HPS, is an accomplished executive with 20 years of experience in payment services and B2B business development. He has a proven track record of leading teams to achieve financial success, managing large and complex sales portfolios for high-profile clients, and providing expert recommendations across strategy, pricing, marketing, and solutioning. 

Mehdi is a fluent speaker of Arabic, French, and English, which has enabled him to direct and collaborate proactively with regional cross-functional teams. Additionally, he has delivered multiple speeches on payment-related topics across the globe. 

Mehdi holds an MBA and a degree in Computer Science Engineering, which has provided him with a strong foundation to navigate the rapidly-evolving payment services industry with a holistic understanding of both technical and business aspects.

About thirty years of experience in the technology mixed with finance and the banking sector. A former board member of local and international banks, special interest in fintech and the modern technologies like blockchain and artificial intelligence. Currently the deputy governor advisor for technology